DOSSIER / MECHANISMMECHANISM · CARD FEES
Interchange fees
Status Tracked
The wholesale card fee, revenue to card issuers, that the RBA caps. From 1 October 2026 the consumer credit cap fell from 0.8 to 0.3 per cent and the debit cap from 10 cents or 0.2 per cent to 8 cents or 0.16 per cent. The RBA estimates issuers lose about $660 million a year and merchants’ wholesale costs fall about $910 million a year, part of it only from 1 April 2027.
- First tracked
- 2026
- Last on record
- 2026-10-04
- Named in
- 2 articles
- Across
- 2 cases
Named in 2 articles across 2 cases 12 connections: companies 4, lobbies 3, regulators and bodies 2, agencies and departments 1, people 2
Tracked in the model
2 cited
Named across 2 articles and 2 cases.
Fig. 01 / Where this name appears
Fig. 01Source: article scan · every article naming itAs of 2026‑10‑04Auto-assembled
Fig. 02 / Named together
Fig. 02Source: article scan · articles naming bothAs of 2026‑10‑04Auto-assembled
02 / Connected in the graph
Companies 4
VisaCOMPANY · PAYMENTS · 1MastercardCOMPANY · PAYMENTS · 1eftposCOMPANY · PAYMENTS · 1American ExpressCOMPANY · PAYMENTS · 1Lobbies 3
ACCILOBBY · BUSINESS PEAK BODY · 1COSBOALOBBY · SMALL BUSINESS PEAK BODY · 1Australian Banking AssociationLOBBY · BANKING INDUSTRY GROUP · 1Regulators & bodies 2
The ACCCFEDERAL REGULATOR · 2The RBAFEDERAL REGULATOR · 2Agencies & departments 1
The ATOACTOR · AGENCY · 1People 2
Anthony AlbanesePERSON · POLITICIAN · 1Jim ChalmersPERSON · TREASURER · 103 / The evidence chain
The Inflation Rort
24Above the 0.25THE INFLATION RORT · The Surcharge Rort
01A line off the receiptTHE SURCHARGE RORT ·